Kikka business finance – an unsecured line of credit
Having the flexibility to smooth your cash flow and the power to control your finances is key if you want grow or maintain your small business. An unsecured line of credit can give you this freedom. Read on to learn more about why this option could be perfect for you.
What is an unsecured line of credit?
An unsecured business line of credit is funding that doesn’t require you to put up any of your valuable assets as security or collateral. With an unsecured line of credit from Kikka, you don’t have to worry about risking your future to fund the present. Instead, we believe your expertise and track record are your collateral and all the security we need. That way, you can access simple, flexible business finance and take advantage of opportunities that arise.
Unsecured line of credit for new businesses
An unsecured line of credit gives you the funding you need to maintain or grow your business. Such financial flexibility can help you buy new equipment for your construction business, hire new staff for your fitness business, improve your office or restaurant by adding new equipment and furniture, purchase new equipment for your medical or health & beauty business, or enhance your marketing power in your retail business. This up-your-sleeve finance can be used right now or saved to provide breathing room when you need it most.
Unsecured line of credit review process
We believe that financing your business should be simple. Our online application for a business line of credit up to $100k can be completed and assessed in less than 10 minutes. In addition to not requiring security, we also don’t need extensive documentation about your company’s past. That gives you the freedom to concentrate on other aspects of your business.
Unsecured business loan calculator
Want to get a better idea of what your repayments will look like? Check out our business loan calculator today to see what suits you and your small business. With Kikka, you can draw down your line of credit at any time, and are only charged for what you use. And there are no extra fees for early repayment. Kikka Capital is here to help you get the funding you need for your small business. Contact Kikka to learn more about our unsecured line of credit options and fund your small business goals today.
Qantas Business Rewards offer:
A business must be a Qantas Business Rewards Member to earn Qantas Points for business.
A one-off join fee of $89.50 including GST normally applies but will be waived for Kikka customers that join before 30 August 2018.
Membership and Qantas Points are subject to Qantas Business Rewards Terms and Conditions.
Qantas Points for business are offered under the Kikka Terms and Conditions.
To earn 5,000 bonus Qantas Points, a business must (a) join Qantas Business Rewards by 11:59pm (AEST) 30 August 2018 (b) Spend with any Qantas Business Rewards program partner for the first time between 1 August 2018 and 11:59pm (AEST) for the first time between 1 August 2018 and 11:59pm (AEST) 30 September 2018 and have a minimum of 500 Qantas Points credited to your Qantas Business Rewards account before 11:59pm (AEST) 31 December 2018. Kikka will award 3 Points per $1 borrowed (excluding GST) for the first loan drawn down from the customer's Kikka line of credit, if the first loan is drawn before 11:59pm (AEST) 30 September 2018. For each subsequent drawdown thereafter, members earn 1 Qantas Point per every $1 drawn down with Kikka.
Therefore if $1000 is draw down on a Kikka customer's first loan before drawn before 11:59pm (AEST) 30 September 2018 3,000 Qantas Points will be earned. Qantas Points will be credited to the member’s Qantas Business Rewards account within 40 days after funding the loan.
Any claims in relation to Qantas Points under this offer must be made directly to Kikka.
Bonus Qantas Points may take up to 12 weeks to be credited to your Qantas Business Rewards account up to a maximum of 5,000 bonus points per Qantas Business Rewards account.