Staying on top of the latest trends and products is important

The retail industry can be fickle. Staying on top of the latest trends and products is important if you want customers to keep coming back. Updating and increasing your inventory, fitting out or refurbishing your store can place stress on your cash flow.

A line of credit can provide some relief. It gives you the financial flexibility to buy new stock, hire staff, improve displays and explore growth. Unfortunately, many banks and lenders make accessing a line of credit a difficult task. In addition to the fees for opening and using your small business loan, banks need documentation that can be hard to track down and you’ll typically be required to provide an asset as security. Whilst you are securing finance, your competitors are refilling their shelves with the latest products drawing your customers away.

Kikka wants to support you to manage your cash flow and realise your business goals. It takes less than 10 minutes to apply and be assessed for a line of credit up to $100k. No need to put up a valuable asset for security, and no need to track down documents to prove your business’ credit history. You also won’t find nasty establishment fees or account management charges, and you only pay interest on what you borrow. Kikka will make you a credit offer based on your current business performance and what you can afford to repay – not what we can recover.

Taking control of your cash flow with a Kikka line of credit allows you to apply the funds to any part of your business including:

  • New POS equipment
  • Inventory management systems
  • Updated display fixtures
  • Marketing to new customers
  • Building a website

Kikka is here to help make your dream of opening your own retail store or growing your existing business a reality. Learn more about our unsecured line of credit fees and check out our business loan calculator today to find out what suits your needs best.

Why Kikka

  • Unsecured, no need for assests as collateral
  • Only pay for what you use
  • Sign up for free 24/7
  • No paperwork, no waiting in line
  • No upfront fees, repay early and save
  • Use cash for any business purpose you like

Types of loans

Free to sign up. No obligation to borrow.

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